Get Hassle-Free EMI Loans with a Trusted Partner

We Have Different EMI Options To Suit Your Needs.

At EMIWalle, we provide quick and dependable solutions for EMI Loans that will ensure that your needs are not affected due to cash shortage. Whether you want funds for procurement for meeting changing demands in the market, funds for making payments that will increase vendor trust, or short EMI Loans for meeting order requirements when there is a shortage of cash, we will be there for you.

Unforeseen household bills that come up unexpectedly, thereby necessitating that our EMI loan products for individuals are designed to provide instant financial relief when it is most needed.

Loan Plans

For Salaried Professionals

EMIWalle provides customized overdraft plans according to your income pattern and credit position across India.

Overdraft Plan 1 - Starter OD
Overdraft Plan 2 – Growth OD
Overdraft Plan 3 – Premium OD

Salaried individuals wanting easy credit access equipped with smart disbursement algorithms. Our Starter OD starts with your maximum eligible amount, which automatically increases at an interval of 20% after paying back. Our Growth OD has three levels – progressive unlock, whereby approval of INR 50,000, getsINR 50,000, followed by INR 60,000, then INR 72,000 as you prove to be creditworthy. Our Premium OD comes with complete disbursement in one go along with reduced monthly interest rates for professionals showing excellent credit. Loan value varies from INR 5,000 to INR 1 lakh depending upon the terms up to 3 months, along with the competitive daily interest rate of 0.6%-0.8% (7% monthly for Premium).

For Self-Employed

Offering personalized instant business loans on EMI to business owners with established income sources in major business hubs.

EMI 2-3 Months Plan
EMI Up to 6 Months Plan

We have loan options for the self-employed for amounts ranging from INR 5,000 to INR 2 Lakhs with a flat 15% rate of interest per month, along with only 5% processing fees. You can opt for EMI payments on a month-to-month basis for a period of 2-3 months, or you can also opt for weekly payment for over a period of 6 months. These loans are specifically designed to fit into your business cycles. It is suitable for buying stock, payments for suppliers, business operational expenses, or, in general, for boosting your business cash flow.

How to Avail the Loan from EMIWalle

At EMIWalle, we strongly advocate the fact that financial support should be available for everyone. The innovative immediate EMI loans offered by us have been designed meticulously to fulfill needs of individuals with different financial backgrounds across India.

Flexible Loan Options Depending on Your Eligibility

We offer various EMI loans according to customers’ financial health and their overall eligibility:

For Salaried Applicants

Age: 18 to 59 years
Minimum Salary: Rs. 25,000 per
Employment: Full-time salary job with proof of income

For Self-Employed Applicants

Age: 18-59 Years
Minimum Income: INR 50,000 per month

We Help Our Clients Meet Their Short-Term Financial Needs

At EMIWalle, we have made EMI loans simpler for salaried individuals as well as self-employed across India to handle celebrations, home renovations, immediate business purposes, or other emergencies with our top short-term EMI loans designed for your needs!

To ensure that you receive local and world-class services for EMI Loans in India's prominent cities, we operate with complete dedication for customer services. By adopting effective processes, crystal-clear terms, and customer-focused solutions, we have become the most preferred choice as an EMI loans provider company. The novel disbursal techniques for salaried individuals and EMI tailor-made services for self-employed customers make availing funds rewarding and convenient.